220.127.116.11 When a Debt is Irrecoverable
A debt is taken to be irrecoverable at law if:
- the debt cannot be recovered under the relevant debt recovery methods under the PPLAct, or
- there is no proof of the debt capable of sustaining legal proceedings for its recovery, or
- the debtor is discharged from bankruptcy or administration and the debt was incurred before the debtor became bankrupt or entered into administration, and was not incurred by fraud, or
- the debtor has died leaving no estate or not enough funds in the debtor's estate to repay the debt.
Act reference: PPLAct section 193(3) When a debt is irrecoverable