1.1.A.310 Assuree, assurer, assurance of support, assurance of support security
An AoS is a commitment by one or more Australian residents as defined by the SSAct section 7(2) (the assurer) to provide financial support to a new resident (the assuree) during the AoS period. It is also a legal commitment to repay the Commonwealth certain social security payments, if such payments are made to the new resident while the AoS is in force.
Act reference: SSAct section 7 Australian residence definitions, section 23(1)-'social security payment'
Definition: AoS period
The AoS period commences on the day the new resident enters Australia as a permanent resident or is granted the relevant visa, whichever happens later. In the case of contributory parent visa holders (permanent visa subclass 143 and subclass 864), the AoS period is 10 years. For subclass 202 visa holders under the Community Support Programme, the AoS period is 12 months. For a subclass 115 or 835 (Remaining Relative) visa, or a subclass 117 or 837 (Orphan Relative) visa the AoS period is 2 years. For all other visas the AoS period is 4 years.
Policy reference: SS Guide 9.2 Visa subclasses & payment eligibility for visas issued after 1/9/94
The assuree is a new resident covered by an AoS. That is, an assuree is a person who was required to obtain an AoS before his or her visa could be granted.
There are 3 kinds of assurees:
- primary assuree - the person who was granted the visa on the basis of meeting primary criteria for grant of that visa,
- dependent adult assuree - an adult who is granted a visa on the basis of meeting secondary criteria for grant of that visa,
- Example: A dependent spouse or aged parent of a person who is granted a visa on the basis of meeting primary criteria.
- dependent child assuree - a dependent child who is granted a visa on the basis of meeting secondary criteria for grant of that visa.
An assurer can be an individual/s, corporation or unincorporated body who gives an AoS for a prospective migrant. One or more individuals may act as an assurer for a particular assuree. Individual assurers must be Australian residents who are 18 years of age or over.
Definition: AoS security
The AoS security is an amount of money, lodged as a term deposit by the assurer/s with the CBA before the AoS is approved. This security can be used to recover part or all of a recoverable payment provided to an assuree.
The term deposit is obtained by the assurer/s:
- at any branch of the CBA, AND
- held until Centrelink either:
- uses it to recover a recoverable payment made to an assuree, OR
- authorises the bank to release it to the assurer/s.
Not all assurances of support require the lodgement of a security.
Where there are joint assurers the term deposit for the security should be obtained in the name of one assurer only. Centrelink will only authorise the bank to release the term deposit to the person named in the term deposit with the CBA.