10.26.5.10 Totalising to Qualify for an Australian Benefit - Agreement with Poland

Totalising for an Australian age pension

Article 11 of the Agreement covers totalisation in order to qualify for an Australian benefit.

A Polish period of insurance can be added to periods as an Australian resident in order to meet the residence requirements for Australian benefits under the SSAct. Non-continuous periods of coverage under the legislation of Poland can be added together and regarded as continuous (if they equal or exceed the minimum continuous period requirements for Australian benefits).

If a Polish period of insurance and a period as an Australian resident coincide (i.e. overlap), the period of coincidence shall be taken into account once only for totalisation purposes.

People who are not Australian residents must have a minimum of 12 months Australian working life residence (6 months of which must be continuous) before they can totalise to qualify for an Australian benefit. Unlike AWLR rate calculation rules, this minimum period cannot be 'rounded up' by one month, therefore the person must have at least 12 full months of AWLR. No minimum period of AWLR is required for Australian residents.

Act reference: SS(IntAgree)Act Schedule 25 Republic of Poland

Last reviewed: 4 January 2016