18.104.22.168 Both Members of Couple Die during Bereavement Period
This topic explains the bereavement payment provisions in the following circumstances:
- the surviving member of a couple (1.1.M.120) dies shortly after their partner's death, and
- advice of the death of both partners is received at the same time.
Each part in SSAct Chapter 2 includes a division about the application of the bereavement provisions to a specific payment.
Survivor dies shortly after partner's death
If the surviving pensioner dies shortly after receiving a LBP for their partner's death, the survivor is treated as a single pensioner. That is, one further pension instalment is paid to the estate for all the days in the entitlement period for which they die. The following table explains the other provisions that apply in this case:
|there are returned or unclaimed instalments paid to the survivor before their death, AND
the survivor could have accessed those instalments before their death,
|the estate of the survivor is entitled to claim the instalments.|
|the first person's death was advised before advice was received of the survivor's death,||normal bereavement entitlements exist, EVEN IF the first partner's death has not yet been actioned. The estate of the survivor, or any appropriate person may apply to receive the payments that would have been paid to the survivor had they not died.|
Advice of both partner's deaths received at the same time
A LBP is payable to any appropriate person without the need to lodge a claim, if:
- both partner's die together, OR
- Example: In an accident.
- both partner's deaths are advised at the same time.
- Example: If the survivor died 3 weeks after their partner, and both deaths were notified together.
Examples: An appropriate person can be the next of kin, solicitor or executor handling the estate, or the person who has paid or is liable to pay the funeral expenses.
The lump sum is worked out using a different formula to that used in the normal circumstances. The main differences are that the rates to be used are those applying on the EPED AFTER the survivor's death, and the lump sum represents the partner's instalments that would otherwise have been paid between the death of the survivor and the expiry of the original bereavement period.
If the deaths occurred at the same time, the elder partner is deemed under State law to have died first. The younger partner thus becomes the survivor.
Sometimes instalments issued in the name of the first deceased person are returned. If both deaths were advised at the same time, and the instalments were issued before the second person died, any appropriate person is entitled to claim those payments.
If both partners died within 14 weeks AND the deaths were notified at the same time, the single rate is NOT paid in these circumstances even though the second person is technically single. These amounts would normally be payable to the estate of the second person.
Policy reference: SS Guide 22.214.171.124 The Lump Sum Bereavement Payment - Member of a Couple