# 5.5.2.30 Single person 22 years & over, no dependents, paying no rent

## Summary

This topic shows the basic rate calculation using Benefit Rate Calculator B. The recipient is under age pension age, is not eligible for RA and has income per fortnight of:

- $120.00, from employment, in the first week,
- $180.00, from employment, in the second week, and
- $10.00 from investments.

The following table shows the steps involved in the basic rate calculation. The rates and income test parameters used applied at 1 July 2020 and are shown in dollars per fortnight. Current rates can be found in the A guide to Australian Government payments booklet on the Services Australia website.

Step | Action | $ |
---|---|---|

1 | Determine recipient's ordinary income (1.1.O.30):
- Assessable earned income
- Add any other income
RESULT: RECIPIENT'S ORDINARY INCOME |
300.00 10.00 310.00 |

2 | Apply the personal income test to this amount:
- For income between $106.00 and $256.00, multiply by 0.5
= ($256.00 − $106.00) × 0.5 = $150.00 × 0.5 = $75.00 - For income above $256.00, multiply by 0.6
= ($310.00 − $256.00) × 0.6 = $54.00 × 0.6 = $32.40 - Add a and b
= $75.00 + $32.40 = $107.40
RESULT: INCOME REDUCTION |
75.00
32.40
107.40 |

3 | Determine the maximum payment rate:
- Locate the maximum single rate
- Add the applicable rate of ES
RESULT: MAXIMUM PAYMENT RATE |
565.70 8.80 574.50 |

4 | Subtract the income reduction from the maximum payment rate:
- Maximum payment rate
- Income reduction
RESULT: RATE OF ALLOWANCE |
574.50 107.40 467.10 |

**Note 1:** For recipients who are of age pension age, the pension supplement will be added to the maximum payment rate determined at step 3.

**Note 2:** If the recipient is eligible for any other rate add-ons, e.g. PhA, APWS, these amounts will be added to the maximum payment rate determined at step 3.