3.7.2 Common situations where SpB is claimed
This section explains how the SpB provisions should be applied in most of the common situations where SpB is claimed. This section is intended to illustrate how the provisions apply in a particular instance, and the issues that may be particularly relevant in that case. This section does not describe the actual qualification (1.1.Q.10) and payability criteria.
Policy reference: SS Guide 3.7.1 SpB - qualification & payability