The Guides to Social Policy Law is a collection of publications designed to assist decision makers administering social policy law. The information contained in this publication is intended only as a guide to relevant legislation/policy. The information is accurate as at the date listed at the bottom of the page, but may be subject to change. To discuss individual circumstances please contact Services Australia.

7.1.3 Payments & concession cards with limited portability

Introduction

Most payments and concession cards can only continue overseas for a limited period. The length of a limited portability period depends on the payment and card type and the purpose of the travel. Age pension and DSP (in certain circumstances) are the exception – see 7.1.2.

Note: For DSP, CP or PPS recipients who are covered by an international social security agreement (1.1.A.120), see 7.1.5 and Part 10.

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Limited portability period

The allowed portability period for specific payments and concession cards with limited portability can be found at 7.1.1.

If a person receiving a payment with limited portability exceeds the allowed portability period, their payment will be suspended. Where a payment has been suspended while the recipient is overseas temporarily, it can be restored once the person returns to Australia without needing a new claim if the person returns to Australia within 13 weeks of the suspension date. If the person remains outside Australia more than 13 weeks from the date of suspension, their payment will be cancelled and they will need to reclaim the payment on return to Australia. A new claim is appropriate in order to establish that the person's circumstances have not changed and they are still qualified for the payment.

Payments with limited portability should generally be cancelled immediately on departure if the absence is not temporary, for example, they are leaving Australia to reside overseas, unless they are a DSP recipient who has been granted unlimited portability (7.1.2) or they are being paid under an agreement and travelling to the agreement country (7.1.5 and Part 10). See 'Temporary versus permanent absence' in 7.1.8.

If a person holding a non-automatic issue concession card (for example, a LIC or CSHC) exceeds the allowed portability (non-cancellation) period, their card will be cancelled and they will need to reclaim the card on return to Australia. See ‘Ancillary payments and concession cards’ below for information about portability for automatic issue concession cards (that is, a PCC or HCC linked to receipt of an income support payment).

Act reference: SSAct section 1217(4) Meaning of portability period if maximum portability period limited

SS(Admin)Act section 80 Cancellation or suspension determination, section 85 Resumption of payment after cancellation or suspension—general

Policy reference: SS Guide 7.1.1 Portability table (summary of portability rules)

Ongoing qualification & residence requirements

Recipients of payments and cards with a limited portability period must continue to meet the qualification criteria for the relevant payment or card. This means that qualification for the payment or card overrides any portability provisions.

Example: Most payments and cards with limited portability have an ongoing residence requirement. Recipients of these payments and cards must be an Australian resident (1.1.A.330) to remain qualified. As such, they can be only granted portability of their payment or card while overseas if they are temporarily absent, they otherwise remain an Australian resident , and they continue to satisfy all other qualification requirements for the payment or card.

CP & PP limited portability

CP and PP can be paid for any temporary absence of up to a maximum of 6 weeks at a time.

Exception: PP recipients whose payment was previously suspended or cancelled for exceeding the allowed portability period and who return to Australia and go overseas again within 6 weeks of their return cannot be paid during the subsequent absence.

CP and PP recipients can be paid for longer than the 6-week portability period in the following circumstances:

  • PP and CP recipients who go overseas to study as a part of their full-time Australian course may be paid for the entire duration of the study (including temporary returns to Australia of less than 6 weeks during the course). For further information, see ‘Study overseas as part of an Australian course or apprenticeship’ below.
  • PP and CP recipients who go overseas and are receiving financial assistance under Medical Treatment Overseas Program (MTOP) may be paid for the duration of the absence. For further information, see ‘Life saving medical treatment overseas’ below.
  • PP recipients who go overseas to undertake eligible Reserve service may be paid for the entire period of time they are undertaking the Reserve service. For further information, see ‘Overseas Reserve Service’ below.

CP and PP recipients who are prevented from returning to Australia before the end of their portability period due to certain specified reasons may be granted a discretionary extension (7.1.4).

Act reference: SSAct section 1217 Meaning of maximum portability period, allowable absence and portability period, section 1218 Exception—full-time students outside Australia for purposes of Australian course, 1218A Exception—Reserve service, 1218B Exception—waiting period in Australia before parenting payment is portable, section 1218D Extension of person's portability period—life-saving medical treatment overseas

DSP limited portability & additional portability

DSP recipients who are not eligible for unlimited portability (7.1.2) can generally only be paid for temporary absences for up to 28 days (4 weeks) in total in a rolling 12-month period. This is referred to as their general portability period.

DSP recipients can be granted additional portability periods of up to 4 weeks at a time for allowable temporary absences for one of the following reasons:

  • seeking eligible medical treatment
  • attending to an acute family crisis, or
  • for a humanitarian purpose.

For further information on these reasons, see 7.1.8 Portability definitions.

Some exceptions apply. DSP recipients with limited portability can be paid for longer than the 28-day general portability period in the following circumstances:

  • DSP recipients who go overseas to study as a part of their full-time Australian course may be paid for the entire duration of the study. For further information, see Study overseas as part of an Australian course or apprenticeship below.
  • DSP recipients who go overseas and are receiving financial assistance under MTOP may be paid for the duration of the absence. For further information, see Life saving medical treatment overseas below.
  • DSP recipients who are severely disabled and dependent on and living with a family member who has been temporarily posted to work outside Australia may be paid for the duration of the posting. For further information, see ‘Family member posted overseas’ below.

DSP recipients who are prevented from returning to Australia before the end of their portability period due to certain specified reasons may be granted a discretionary extension (7.1.4).

The table below has more detail on how the portability provisions for DSP recipients with limited portability operate.

SituationDescription
Multiple trips within the 12-month period

The 28-day general portability period can comprise a number of shorter trips, provided the total overseas travel does not exceed 28 days in a 12-month period. The 28 days exclude days overseas when the person is not in receipt of DSP, has unlimited portability, has an approved temporary absence or an exception applied, or is paid DSP under an agreement in Australia or the agreement country.

Example: In April 2024, James (DSP recipient) and his carer Chris travelled to Fiji for 7 days. On their return they booked a further overseas trip to Bali for 14 days from 15 July 2024. In November 2024 they were invited to a wedding in Thailand where they stayed for 7 days before James’ portability limit was reached. James and Chris were able to take advantage of the opportunity to take multiple trips in the 12-month period.

Rolling 12 month periods

The period of 12 months is determined on a rolling basis. If a DSP recipient is taking a temporary overseas trip, any temporary overseas trips they have taken in the previous 12 months (excluding days when the person is not in receipt of DSP, has unlimited portability, has an approved temporary absence or an exception applied, or is paid DSP under an agreement in Australia or the agreement country) would be taken into account when determining if they could be paid DSP during their current trip. If the DSP recipient has already reached the maximum 28-day limit in the previous 12 months, they cannot be paid DSP during their current trip (unless it is an approved temporary absence or an exception applies) and their payment will be suspended on departure. If they have not yet reached the 28-day limit, their DSP can continue to be paid for any days up until the limit is reached and then it will be suspended.

Example: Robyn purchased tickets for a 4-week cruise around New Zealand which departed on 1 May 2023. In the previous 12 months from 1 May 2022 to 30 April 2023, Robyn had not travelled overseas. She can be paid DSP during her 4-week cruise. Robyn has used her 28-day portability entitlement for the next 12-month period and will not be able to travel and retain payment for the full absence until after 30 April 2024 (unless she travels for an approved temporary absence or is otherwise eligible for portability under another exception). Robyn does not travel overseas again until 20 December 2024. As she has not been overseas in previous 12 months from 20 December 2023 to 19 December 2024, she can once again be paid DSP for up to 28 days while overseas.

Approved temporary absences

A person should only be granted portability for an approved temporary absence for the length of time considered appropriate to deal with the particular circumstances and up to the maximum allowed period (4 weeks), unless granted a discretionary extension (7.1.4). If required, a DSP recipient can add all or part of their general 28-day portability period (if available) to the end of their approved temporary absence without the need to return to Australia first.

Example: Lucy has a very rare genetic disorder which cannot be treated in Australia. She was granted 2 weeks of general portability in February 2024 for a holiday. She therefore only had another 14 days’ general portability of her DSP until February 2025. Lucy applies for an approved temporary absence of 3 weeks to go to the UK in July 2024 to receive medical treatment unavailable in Australia. Lucy wished to then spend another 2 weeks after her treatment holidaying in Europe. Lucy continued to receive her DSP for the 5-week period, the first 3 weeks as an approved temporary absence and the last 2 weeks using the remainder of her general 28-day portability.

Act reference: SSAct section 1217 Meaning of maximum portability period, allowable absence and portability period, section 1218 Exception—full-time students outside Australia for purposes of Australian course, section 1218AB Extended portability period for disability support pension, section 1218D Extension of person's portability period—life-saving medical treatment overseas, section 1212-'eligible medical treatment', section 1212A Meaning of acute family crisis, section 1212B Meaning of humanitarian purpose

DSP family member posted overseas for work

Recipients of DSP can be granted extended portability if they have a family member (1.1.F.60) who has been posted overseas for work. For this to apply, all of the conditions in the following table must be satisfied.

ConditionDescription
The person is severely disabled.To determine whether a DSP recipient is severely disabled refer to 1.1.S.110.
The person is receiving DSP.

This provision is not available to DSP recipients whose payments have already ceased while outside Australia. However, if a retrospective decision is being made giving the person continuous entitlement for the period of absence from Australia, then their payment can be restored and arrears paid as long as there is no break in entitlement.

Example: Sharon is a severely disabled DSP recipient and travels to Chile with her mother on whom she is substantially dependent. Her mother works for the DFAT and has been posted to work at the Australian Embassy in Santiago for 2 years. Sharon notified Services Australia that she was leaving Australia for 2 years but not the reason why. Sharon’s DSP continues for 28 days after she leaves Australia and is then suspended. Sharon contacts Services Australia and explains her circumstances. Sharon is granted extended portability under this provision and her DSP is restored from the suspension date because there was no break in entitlement.

The person is wholly or substantially dependent on a family member of the person.

Wholly or substantially dependent means that the family member provides ongoing care and attention or manages the financial affairs of the DSP recipient. It will also include situations where the DSP recipient is subject to a guardianship order and is in the legal care of the family member. Ordinarily, the DSP recipient would be living in Australia with the family member on whom they are dependent prior to commencement of the posting outside Australia.

Example: Josh is a severely disabled DSP recipient who lives with his sister in her house in Australia. While Josh doesn't require 24-hour care, he is dependent on his sister to provide his accommodation, food, and emotional support. Josh is considered to be substantially dependent on his sister.

The definition of a family member is provided in SSAct subsection 23(14).

The person will be living with the family member of the person throughout the period of absence.

A DSP recipient is living with a family member if they are part of the same household and share the same accommodation. A person can still be regarded as living together even though they may occasionally spend some time apart. This does not break the continuity of the living arrangements as long as the DSP recipient ordinarily shares the same accommodation as the family member.

Example: Mel receives DSP and is in Spain with her daughter who has been posted to work there for a period of 2 years. Mel decides to travel to the UK for 2 weeks to visit a friend. As she is ordinarily living with and still substantially dependent on her daughter and only away for a short period, her payment may continue under this provision. If Mel decided to stay on in the UK with her friend for a longer period, her circumstances would need to be reviewed to assess if she is still living with and substantially dependent on her daughter.

  • The family member of the person is engaged in employment in Australia for an employer immediately before the start of the period of absence, and
  • the family member of the person will be engaged in employment outside Australia for the same employer throughout the period of absence.

This provision is intended to cover DSP recipients whose family member has been posted overseas for work. It does not include situations where a family member is going overseas to take up work for a new employer. The key consideration is to ensure that the family member is currently employed in Australia and is taking up an appointment overseas with the same employer.

Example: Cathy works for the Australian Defence Force in Australia. She takes up a position to work for DFAT in Cambodia for 18 months. Cathy would be considered to be working for the same employer (the Australian Public Service).

A person is engaged in employment if they are under a contract of service to an employer and ordinarily receive employment income from remunerative work undertaken by the person. A person is not engaged in employment if they are in receipt of supported wages.

Volunteers and missionaries are not regarded as being engaged in employment unless they can provide evidence that they are under a contract of service and receive monetary remuneration for their work. A person engaged in employment will need to provide acceptable evidence such as a letter from their employer to confirm their current place of employment and overseas posting. A person who takes leave without pay from their work would still be considered to be engaged in employment provided they are still employed by the same employer.

The word employer means a person who pays or is liable to pay any salary or wages to an employee. In general, this provision does not extend to a person that is self-employed or working as a private contractor unless they can provide evidence of a continuing relationship between their work in Australia and overseas.

Example: Phil is a self-employed shipwright who specialises in renovating old fishing boats and does the majority of his work for the same shipping company in Australia. This company has requested that Phil be based in Indonesia for the next 18 months to refurbish some vessels they have purchased. Although Phil is self-employed he is able to provide evidence of his ongoing contractual arrangements with this company. He would be considered to be working overseas for the same employer as in Australia.

An extended portability period for this purpose should be for a defined period taking account of the length of the overseas posting. In most cases the extension period will not exceed 3 years. If a DSP recipient returns to Australia for a short visit during their extended portability period, this return will not affect their extended period and a new decision is not required on a subsequent departure within the existing extended period.

In limited circumstances, it may be possible for a second extended portability period to be granted. This could happen where the family member has their overseas posting extended. In these cases, care should be taken to ensure that the DSP recipient continues to meet the residency qualification requirements for DSP.

Act reference: SSAct section 7(2) An Australian resident is a person who …, section 23(4B) For the purposes of this Act, a person is severely disabled if …, section 23(14) For the purposes of this Act … a family member …, section 1218AB Extended portability period for DSP

Policy reference: SS Guide 3.1.1.10 Residence requirements, 3.6.1.50 Payability of DSP

JSP, YA (other) & SpB limited portability

JSP, YA (other) and SpB can only be paid overseas where the recipient is temporarily overseas for one of the following specific reasons:

  • seeking eligible medical treatment
  • attending to an acute family crisis, or
  • for a humanitarian purpose.

For further information on these reasons, see 7.1.8 Portability definitions.

A person should only be granted portability in these circumstances for the length of time considered appropriate to deal with the particular circumstances and up to the maximum allowed period (6 weeks), unless granted an extension because they are unable to return to Australia due to certain specified reasons (7.1.4).

JSP, YA (other) and SpB recipients can also be paid while overseas in the following circumstances:

  • JSP and YA (other) recipient who go overseas to undertake eligible Reserve service may be paid for the entire period of time they are undertaking the Reserve service. For further information, see ‘Overseas Reserve Service’ below.
  • JSP, YA (other) and SpB recipients who go overseas and are receiving financial assistance under MTOP may be paid for the duration of the absence. For further information, see Life saving medical treatment overseas below.

Note: Some qualifying temporary visas for SpB do not permit the visa holder to travel overseas. If these visa holders do travel overseas, their visa will generally cease. This effectively means that portability of SpB is not available to these visa holders, because they will lose qualification for SpB if their visa ceases.

Act reference: SSAct section 1217 Meaning of maximum portability period, allowable absence and portability period, section 1218A Exception—Reserve service, section 1218D Extension of person's portability period—life-saving medical treatment overseas, section 1212B Meaning of humanitarian purpose, section 1212-'eligible medical treatment', section 1212A Meaning of acute family crisis

Austudy & YA (student & apprentice) limited portability

Austudy and YA (student and apprentice) can only be paid overseas where the recipient is temporarily overseas for one of the following specific reasons:

  • seeking eligible medical treatment, or
  • attending to an acute family crisis.

For further information on these reasons, see 7.1.8 Portability definitions.

A person should only be granted portability in these circumstances for the length of time considered appropriate to deal with the particular circumstances and up to the maximum allowed period (6 weeks), unless granted an extension because they are unable to return to Australia for certain specified reasons (7.1.4).

Austudy and YA (student and apprentice) recipients can also be paid while overseas in the following circumstances:

  • If they are studying outside Australia as a part of their full-time Australian course, or they are working or training under an Australian Apprenticeship, they may be paid for the entire duration of the overseas study or work/training. For further information, see Study overseas as part of an Australian course or apprenticeship below.
  • If they go overseas to undertake eligible Reserve service, they may be paid for the entire period of time they are undertaking this Reserve service. For further information, see Overseas Reserve Service below.
  • If they go overseas and are receiving financial assistance under MTOP, they may be paid for the duration of the absence. For further information, see Life saving medical treatment overseas below.

Act reference: SSAct section 1217 Meaning of maximum portability period, allowable absence and portability period, section 1218 Exception—full-time students outside Australia for purposes of Australian course, section 1218BA Exception—new apprentices, section 1218A Exception—Reserve service, section 1218D Extension of person's portability period—life-saving medical treatment overseas, section 1212-'eligible medical treatment', section 1212A Meaning of acute family crisis

Study overseas as part of an Australian course or apprenticeship

Recipients of Austudy, YA, PP, CP and DSP who go overseas to study as a part of their full-time Australian course may be paid for the entire duration of the study. If a student is going overseas for this purpose, it is a requirement that they provide evidence that their overseas study can be credited towards their Australian course.

Recipients of DSP, PP and CP may also take their general portability period at the beginning and/or end of their study.

Australian Apprentices (1.1.A.324) in receipt of YA or Austudy will continue to be paid as long as they are working or training overseas in their Australian Apprenticeship and they continue to satisfy the definition of an Australian Apprentice.

Where a person's payment is suspended for going overseas, payment can be reinstated for the period where the absence relates to studies being undertaken as part of their full-time Australian course.

Example: Raymond is receiving Austudy and decides to go overseas for a holiday to India. On leaving Australia, Raymond's Austudy is suspended because his travel is not for a temporary approved absence. After 4 weeks overseas, Raymond contacts Services Australia and says that he will be remaining overseas to undertake study as part of his Australian course. Raymond is able to provide Services Australia with the relevant documentation showing that his overseas study can be credited towards his full-time Australian course and that his 16-week study period will start immediately. Raymond's Austudy can be reinstated once he commences studying in India. He can receive his payment for 16 weeks, the period of eligible overseas study. In this scenario, Raymond's portability period ceases once his approved overseas study period ends. If he does not return immediately to Australia, his Austudy will be suspended for up to 13 weeks and then cancelled, unless he returns to Australia before this.

Example: Julie is qualified for DSP. Julie is granted a 15-week portability period for the purpose of overseas study. At week 14, Julie contacts Services Australia from overseas and asks whether it is possible for her to stay overseas for a further 4-week holiday in Thailand. Provided she has not used her general 28-day portability period in the previous 12 months, she can be granted portability for the holiday in Thailand. If she has already used her general 28-day portability period in the previous 12 months, her DSP will stop once the overseas study period has been completed if she chooses to remain outside Australia.

Commencing student payments overseas

A continuing full-time student, currently not receiving YA or Austudy, who intends to undertake a study period overseas, which can be credited towards their approved Australian course, can commence receiving YA or Austudy overseas. (for example, a secondary school student who transitions to university in the next study period). Students need to lodge their claim for YA or Austudy before they depart Australia. Their YA or Austudy claim can be granted while they are overseas studying, subject to them satisfying the eligibility requirements.

A person who is not currently studying and then enrols in an approved course cannot commence receiving YA or Austudy overseas where they have not undertaken any domestic study in the period immediately prior to departing Australia (for example, a person takes a gap year and starts their first study period of the course overseas).

Example: Ben is not currently receiving YA but is studying engineering full-time at university and intends to undertake an overseas study period for 15 weeks in his next semester that will be credited towards his approved Australian course. He makes a claim for YA prior to leaving Australia. Ben is granted a 15-week portability period for the purpose of overseas study. Ben departs Australia, starts his overseas study period and starts receiving his YA payment.

Example: Hayley is 21 years of age and studying teaching full-time at university. She is currently not eligible to receive YA due to the parental means-testing arrangements, but these arrangements will cease to apply once she turns 22 years of age. Hayley is granted approval by her university to undertake the next semester (15 weeks) of her course in Germany (it will be credited towards her approved Australian course). She makes a claim for YA prior to leaving Australia (within 13 weeks of her 22nd birthday) and departs Australia one week later. Two weeks after arriving in Germany, Hayley turns 22 years of age. Hayley is granted independent YA and a 15-week portability period for the purpose of overseas study in Germany starting from her 22nd birthday.

Example: Fergus is 18 years of age living in his family home while he studies journalism full-time at university. He is currently not eligible to receive YA at the living at home rate due to the parental means-testing arrangements. Fergus is granted approval by his university to undertake the next semester (13 weeks) of his course in Barbados (it will be credited towards his approved Australian course). He makes a claim for dependent YA prior to leaving Australia (within 13 weeks of starting his overseas study period) and departs Australia one week later and commences living away from home. Fergus is assessed as being eligible for YA at the living away from home rate under the parental means-testing arrangements. Fergus is granted YA and a 13-week portability period for the purpose of overseas study in Barbados.

Example: Susan has finished secondary school and takes a gap year. After her gap year Susan decides to commence full-time study in an approved arts performance course at an approved Australian university (she is not a continuing student). Susan decides that she wants to undertake her first study period in Washington DC, USA (which can be credited towards her Australian course). Susan makes her claim for YA and departs Australia. Susan's overseas absence commences before the first day of her university's domestic study period. Susan cannot commence receiving YA overseas as she is not undertaking full-time study prior to departing Australia (she is not a continuing student).

Student overseas travel time

The following factors may provide guidance in determining how many days of travelling time a student should be granted:

  • the reasonable time required to relocate using the most practical mode of travel available
  • the remoteness of the study or training location
  • whether the student has a disability that will substantially impact on their ability to relocate, and
  • any other relevant factors that will reasonably justify the granting of extra travel time.

Generally, a student or apprentice will not require more than 10 days total travel time in order to relocate to and from their overseas study or training location. This additional travel time may not be used to extend a holiday before or after the study period.

Return rules affecting full-time students going overseas for study as part of their full-time Australian course

Full-time students qualified for YA, Austudy, DSP, PP and CP who go overseas to study as part of their full-time Australian course can return to Australia for a period of up to 6 weeks without the return affecting the continuity of their portability period. This means a new portability period does not start unless the return to Australia is greater than 6 weeks.

Act reference: SSAct section 1218 Exception—full-time students outside Australia for purposes of Australian course, section 1218BA Exception—new apprentices, section 1218(3) If the person returns to Australia for a period of 6 weeks or less …

Overseas Reserve service

JSP, PP, Austudy and YA recipients can continue to be paid while they are attending a training camp or undertaking Reserve service outside Australia as a member of the:

  • Australian Naval Reserve
  • Naval Emergency Reserve Forces
  • Australian Army Reserve
  • Australian Air Force Reserve, or
  • Army Individual Emergency Reserve.

The payment is portable for the duration of the training camp or Reserve service.

Act reference: SSAct section 1218A Exception—Reserve service

Life saving medical treatment overseas

Recipients with limited portability can be granted extended portability if they are receiving financial assistance under the MTOP in relation to their absence from Australia or they need to accompany a person receiving financial assistance under the MTOP.

MTOP provides financial assistance to cover the cost of the approved treatment, airfares and accommodation for approved Australians who need life-saving medical treatment that’s only available overseas. The Program is administered by the Department of Health, Disability and Ageing.

Act reference: SSAct section 1218A Exception—Reserve service, section 1218D Extension of person's portability period—life-saving medical treatment overseas

Ancillary payments & concession cards

Ancillary payments cease at the end of the portability period for the ancillary payment (generally 6 weeks), even if the substantive payment remains payable. The exception is pension supplement basic amount which can continue beyond 6 weeks, provided the substantive payment remains payable.

Example: Jo is receiving Austudy, which includes the ES. She is granted portability of her Austudy for 15 weeks while she undertakes a semester of study overseas in Barbados (it will be credited towards her approved Australian course). ES can only be paid while temporarily overseas for 6 weeks. After 6 weeks of study overseas, Jo’s ES ceases but her Austudy payment will continue for another 9 weeks.

Ancillary payments (except for pension supplement basic amount) for payments with limited portability should be cancelled immediately if the absence is not temporary, for example, the person is leaving Australia to reside overseas, even if the substantive payment remains payable. This is because the person is no longer residing in Australia and therefore no longer qualifies for the ancillary payment.

If a person receiving a payment which has limited portability goes overseas temporarily, their automatic issue PCC or HCC will remain current for up to 6 weeks after departure, provided the substantive payment remains payable. After this period, the card will be cancelled. A replacement card can be issued upon the person’s return to Australia where necessary, provided the person remains qualified for the card and the substantive payment is payable.

See ‘Limited portability period’ above for information about portability for non-automatic issue concession cards (for example, a LIC or CSHC).

A list of allowable portability periods and conditions for ancillary payments and concession cards is provided in 7.1.1.

Act reference: SSAct section 14(2) If a person's usual place of residence …, section 1216 Amounts added to rate, section 1061ZUB Non-cancellation of concession cards for temporary overseas absences

Policy reference: SS Guide 7.1.1 Portability table (summary of portability rules), 3.9.4.20 Non-cancellation of Concession Cards for Temporary Overseas Absences

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