The Guides to Social Policy Law is a collection of publications designed to assist decision makers administering social policy law. The information contained in this publication is intended only as a guide to relevant legislation/policy. The information is accurate as at the date listed at the bottom of the page, but may be subject to change. To discuss individual circumstances please contact Services Australia.

3.8.19 SSL - qualification & payability

Introduction

This section provides information on the qualification (1.1.Q.10) and payability for the SSL.

The SSL is paid to qualifying students receiving YA (student) or Austudy up to twice per calendar year. Students are able to apply for the loan on a voluntary basis. The loans are repayable under the same arrangements as HELP debts. Students will only be required to begin repaying their loan once their earnings are above the repayment threshold. For further details, go to Study and training loan repayment thresholds and rates.

Act reference: SSAct section 1061ZVHA Liability to repay amounts

Higher Education Support Act 2003 section 154-10 Minimum repayment income

Policy reference: SS Guide 1.2.7.165 Student start-up loan (SSL) - description, 5.1.7.46 SSL - current rate

Study and training loan repayment thresholds and rates

Last reviewed: 6 February 2023

The Department of Social Services acknowledges the traditional country throughout Australia on which we gather, live, work and stand. We acknowledge all traditional custodians, their Elders past, present and emerging and we pay our respects to their continuing connection to their culture, community, land, sea and rivers.