7.1.2 FA debts - individuals & ACOs
Introduction
This section covers information on FA (1.1.F.02) debts (1.1.D.60) for an individual (1.1.I.90) or an ACO (1.1.A.80) including:
- recoverable debts that relate to FTB, FTB advances, SIFS and SBP
- recoverable debts that relate to CCS and ACCS
- debts that relate to all FA payments.
Debts arising in respect of FTB, SIFS & SBP
The following table shows the types of recoverable debts that relate to FTB, SIFS and SBP.
If the debt occurred because the individual was … | then the amount of the recoverable debt is the … | FA(Admin)Act reference |
---|---|---|
not entitled to payment for a particular period or event | full amount of the payment paid for that period or event. | section 71(1) No entitlement to amount |
paid an amount that was greater than their correct entitlement | difference between their correct entitlement and the amount they were paid. | section 71(2) Overpayment |
Debts arising in respect of FTB advances
The following table shows the types of recoverable debts that relate to FTB advances only.
If the overpayment occurred because the individual … | then the amount of the recoverable debt is the … | FA(Admin)Act reference |
---|---|---|
was not entitled to FTB Part A on the advance assessment day (1.1.A.55) based on their actual circumstances | full amount of the advance paid to the individual. | section 71A(1) No entitlement to advance. |
was paid an advance amount that was greater than their correct advance amount based on their actual circumstances | difference between the correct advance amount and the advance amount that was actually paid. | section 71A(2) Overpayment |
ceased to be entitled to FTB Part A by instalments during an advance repayment period | the amount of unrepaid advance from when the individual's entitlement to FTB Part A ceased. | section 71A(3) Debt arising during the repayment period for a FTB advance |
is not currently entitled to FTB Part A, the repayment period for a previous advance has expired and, due to a variation in FTB Part A entitlement during the advance repayment period, the FTB Part A rate was insufficient to recover the repayments | the amount of the advance left unrepaid as a result of the variation. | section 71A(4) Debt arising due to variation or review after the repayment period for a FTB advance has expired |
is subject to a non-lodger determination (6.4.3.20) affecting an advance repayment period | the amount of the advance left unrepaid as a result of the determination*. | section 71A(5) Debt arising due to variation under subsection 28(2) or (6) |
at the discretion of the secretary, has an FTB Part A rate that is insufficient to cover the reduction, that is, FTB Part A rate is below the base rate for one child under 18 | the amount of unrepaid advance from when the discretion is applied. | section 71A(7) Debt arising due to determination under clause 45 of Schedule 1 to the Family Assistance Act |
* If the individual's non-lodger status is subsequently resolved, the advance debt is taken to never have occurred and normal reconciliation processes apply.
Act reference: FA(Admin)Act section 3(1)-'family tax benefit advance', section 3(1)-'advance assessment day', section 3(1)-'FTB advance debt', section 35C Amount of FTB advance, section 71A Debts arising in respect of FTB advances
Policy reference: FA Guide 1.2.8.10 FTB advance payments - details, 3.1.11 Advance payment of FTB Part A
Recoverable debts in respect of CCS & ACCS
The following table shows the types of recoverable debts that relate to CCS and ACCS.
If the overpayment occurred because the individual … | then the amount of the recoverable debt is the … | FA(Admin)Act reference |
---|---|---|
was not entitled to a payment for one or more sessions of care | full amount of the payment paid for one or more sessions of care. | section 71B Debts in respect of CCS or ACCS-no entitlement |
was paid an amount for one or more sessions of care that was greater than their correct entitlement | difference between their correct entitlement and the amount they were paid. | section 71C Debts in respect of CCS or ACCS-overpayment |
| difference between their correct entitlement (1.1.E.30) and the amount they were paid. | section 71E Debts in respect of ACCS (child wellbeing) for provider-individual at fault |
Debts incurred under the child care benefit (CCB) and child care rebate (CCR) arrangements may be transferred to be treated as CCS debts.
ART stay orders
Where a person applies to the ART for a review of a decision, and the ART has granted a stay order resulting in an overpayment, the difference between the amount that was paid and the amount that was payable is a debt due to the Commonwealth.
Act reference: FA(Admin)Act section 73 Debts arising from ART stay orders
ARTAct section 32 Reviewable decision continues to operate unless Tribunal orders otherwise, section 107 When Tribunal’s decision on review comes into operation
Person other than the payee obtains payment from a cheque
If an amount of FA is paid by cheque, the amount of the cheque is a debt due by a person if:
- the person obtained the cheque from the payee
- the payee has not endorsed the cheque to the person, and
- the person obtains value for it.
Act reference: FA(Admin)Act section 74 Person other than payee obtaining payment of a cheque
Person convicted of assisting a debtor to breach FA law
Both the debtor and the other person are jointly and severally liable to repay the debt if:
- FA was overpaid to the debtor because they breached a provision of the FA law, and
- another person is convicted of assisting the debtor to breach FA law.
Consideration should be given to any views expressed in the criminal court hearing about the responsibility of the person to repay the debt.
Act reference: FA(Admin)Act section 75 Debts arising from conviction of person for involvement in contravention of family assistance law by debtor
Criminal Code Act 1995 section 11.2 Complicity and common purpose, section 11.4 Incitement, section 11.5 Conspiracy