1.2.8.10 Health care card (HCC) - description

Purpose of HCC

The main purpose of the HCC is to assist benefit recipients, low income earners and selected other groups (for example, foster children and ex-CA (child) care receivers) with certain health costs, by allowing access to specific services at a concessional rate.

Automatic issue HCC

The HCC is issued automatically to people who receive:

• certain social security benefits (that is, JSP, SpB, YA, Austudy and ABSTUDY living allowance provided the recipient does not have a PCC), PPP, and farm household allowance, and
• certain social security supplementary payments, or are in specific circumstances, such as those entitled to receive the maximum rate of FTB Part A by instalment, carers with income under the $250,000 CA income test threshold who are caring for children with certain illnesses or disabilities and receiving CA (child), or MOB recipients who do not already hold a PCC.

Extended qualification for automatic issue HCC

Once people move off income support, they must generally stop using their HCC. However, in some instances, certain social security recipients can retain their HCC for a period after returning to work. This provision is designed to assist people to make the transition from income support to work. Eligible groups include:

• recipients of JSP or YA (job seeker)
• certain recipients of SpB
• PPS recipients.

Claim required HCC

Foster children, low-income earners and ex-CA (child) care receivers can also obtain specific types of HCCs:

• A foster child HCC is available, on application, to assist foster children and carers. The card can be claimed by the foster carer on behalf of the child. The card is issued only in the name of the foster child, and can only be used to obtain concessions on services utilised by the child. The foster child HCC is not means tested.
• A LIC is available, on application, to people with incomes below certain levels. Once eligible, the qualifying income limits may be exceeded by up to 25 per cent before eligibility for the card is lost. The income test applies to average gross income for the 8 weeks immediately prior to applying for the card.
• The ex-CA (child) HCC may be claimed by former care receivers who attracted a CA HCC only and those who entitled their carer to payment of CA. This is provided they had a CA HCC on the day before their 16th birthday. As long as they remain in full-time study, ex-CA (child) care receivers may be eligible for the ex-CA (child) HCC until their 26th birthday. No dependants can be listed on this card. The ex-CA (child) HCC will be issued for a 12-month period, subject to ongoing eligibility. Cardholders will need to reapply each year, providing confirmation of their student status.

Certain residence requirements must also be met to qualify for any type of HCC.